Call reports 2006
COAST BANK OF FLORIDA — 2006
What COAST BANK OF FLORIDA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 581,533,000 | 624,467,000 | 676,001,000 | 719,463,000 |
| Total loans | 430,528,000 | 482,619,000 | 535,139,000 | 588,284,000 |
| Allowance for loan losses | 3,271,000 | 3,446,000 | 3,748,000 | 25,710,000 |
| Securities available for sale | 89,390,000 | 86,977,000 | 87,727,000 | 92,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 508,083,000 | 548,362,000 | 588,017,000 | 619,604,000 |
| Interest-bearing deposits | 442,407,000 | 492,082,000 | 535,275,000 | 570,226,000 |
| Noninterest-bearing deposits | 65,676,000 | 56,281,000 | 52,742,000 | 49,378,000 |
| Equity capital | 42,993,000 | 47,061,000 | 51,280,000 | 41,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,261,000 | 17,477,000 | 28,022,000 | 39,392,000 |
| Interest expense | 4,238,000 | 9,262,000 | 15,465,000 | 22,620,000 |
| Net interest income | 4,023,000 | 8,215,000 | 12,557,000 | 16,772,000 |
| Noninterest income | 563,000 | 1,127,000 | 1,689,000 | 2,293,000 |
| Noninterest expense | 4,937,000 | 10,575,000 | 17,494,000 | 23,901,000 |
| Provision for loan losses | 133,000 | 307,000 | 582,000 | 22,589,000 |
| Pretax income | -484,000 | -1,540,000 | -3,830,000 | -27,425,000 |
| Income tax | -172,000 | -525,000 | -1,360,000 | -10,147,000 |
| Net income | -312,000 | -1,015,000 | -2,470,000 | -17,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,544,000 | 45,557,000 | 48,437,000 | 30,066,000 |
| Total capital | 44,815,000 | 49,003,000 | 52,185,000 | 38,120,000 |
| Risk-weighted assets | 377,723,000 | 413,188,000 | 453,880,000 | 626,676,000 |