Call reports 2004
COAST BANK OF FLORIDA — 2004
What COAST BANK OF FLORIDA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 303,608,000 | 334,523,000 | 357,626,000 | 384,457,000 |
| Total loans | 238,559,000 | 259,777,000 | 281,825,000 | 300,626,000 |
| Allowance for loan losses | 3,212,000 | 2,808,000 | 2,839,000 | 2,901,000 |
| Securities available for sale | 27,686,000 | 47,482,000 | 46,695,000 | 55,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,696,000 | 280,565,000 | 304,211,000 | 331,829,000 |
| Interest-bearing deposits | 222,951,000 | 249,829,000 | 276,684,000 | 300,804,000 |
| Noninterest-bearing deposits | 30,745,000 | 30,736,000 | 27,527,000 | 31,025,000 |
| Equity capital | 28,251,000 | 28,238,000 | 28,878,000 | 29,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,855,000 | 7,985,000 | 12,418,000 | 17,337,000 |
| Interest expense | 1,556,000 | 3,334,000 | 5,267,000 | 7,382,000 |
| Net interest income | 2,299,000 | 4,651,000 | 7,151,000 | 9,955,000 |
| Noninterest income | 587,000 | 1,537,000 | 2,299,000 | 2,942,000 |
| Noninterest expense | 2,428,000 | 4,766,000 | 7,255,000 | 9,962,000 |
| Provision for loan losses | 329,000 | 820,000 | 1,139,000 | 1,315,000 |
| Pretax income | 129,000 | 602,000 | 1,060,000 | 1,624,000 |
| Income tax | 49,000 | 229,000 | 403,000 | 627,000 |
| Net income | 80,000 | 373,000 | 657,000 | 997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,053,000 | 26,637,000 | 27,096,000 | 27,659,000 |
| Total capital | 28,756,000 | 29,445,000 | 29,935,000 | 30,560,000 |
| Risk-weighted assets | 215,736,000 | 235,432,000 | 249,516,000 | 268,746,000 |