Call reports 2003
COAST BANK OF FLORIDA — 2003
What COAST BANK OF FLORIDA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 201,545,000 | 209,143,000 | 224,651,000 | 263,816,000 |
| Total loans | 145,475,000 | 162,903,000 | 177,909,000 | 217,403,000 |
| Allowance for loan losses | 1,499,000 | 1,587,000 | 1,632,000 | 3,163,000 |
| Securities available for sale | 29,824,000 | 28,147,000 | 26,321,000 | 26,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,116,000 | 170,262,000 | 189,587,000 | 221,558,000 |
| Interest-bearing deposits | 147,461,000 | 150,007,000 | 167,616,000 | 187,448,000 |
| Noninterest-bearing deposits | 18,655,000 | 20,255,000 | 21,971,000 | 34,110,000 |
| Equity capital | 16,420,000 | 16,393,000 | 16,010,000 | 20,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,678,000 | 5,595,000 | 8,653,000 | 12,110,000 |
| Interest expense | 1,366,000 | 2,793,000 | 4,184,000 | 5,638,000 |
| Net interest income | 1,312,000 | 2,802,000 | 4,469,000 | 6,472,000 |
| Noninterest income | 923,000 | 1,611,000 | 2,131,000 | 2,399,000 |
| Noninterest expense | 1,875,000 | 3,977,000 | 6,186,000 | 8,434,000 |
| Provision for loan losses | 181,000 | 312,000 | 510,000 | 2,934,000 |
| Pretax income | 215,000 | 222,000 | 2,000 | -2,399,000 |
| Income tax | 81,000 | 84,000 | 1,000 | -889,000 |
| Net income | 134,000 | 138,000 | 1,000 | -1,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,321,000 | 15,342,000 | 14,643,000 | 17,921,000 |
| Total capital | 16,820,000 | 16,929,000 | 16,275,000 | 20,378,000 |
| Risk-weighted assets | 136,847,000 | 152,372,000 | 161,723,000 | 195,860,000 |