Call reports 2002
COAST BANK OF FLORIDA — 2002
What COAST BANK OF FLORIDA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 122,262,000 | 141,518,000 | 156,136,000 | 175,865,000 |
| Total loans | 88,075,000 | 104,542,000 | 113,992,000 | 128,471,000 |
| Allowance for loan losses | 717,000 | 953,000 | 1,135,000 | 1,350,000 |
| Securities available for sale | 16,151,000 | 16,823,000 | 19,158,000 | 29,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,465,000 | 115,852,000 | 128,605,000 | 148,701,000 |
| Interest-bearing deposits | 93,128,000 | 104,202,000 | 112,623,000 | 134,755,000 |
| Noninterest-bearing deposits | 9,337,000 | 11,650,000 | 15,982,000 | 13,946,000 |
| Equity capital | 10,520,000 | 16,849,000 | 16,865,000 | 16,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,857,000 | 3,904,000 | 6,273,000 | 8,790,000 |
| Interest expense | 1,005,000 | 2,086,000 | 3,267,000 | 4,601,000 |
| Net interest income | 852,000 | 1,818,000 | 3,006,000 | 4,189,000 |
| Noninterest income | 411,000 | 849,000 | 1,314,000 | 2,094,000 |
| Noninterest expense | 1,182,000 | 2,449,000 | 3,743,000 | 6,708,000 |
| Provision for loan losses | 73,000 | 347,000 | 538,000 | 835,000 |
| Pretax income | 9,000 | -122,000 | 184,000 | -1,105,000 |
| Income tax | 4,000 | -46,000 | 69,000 | -414,000 |
| Net income | 5,000 | -76,000 | 115,000 | -691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,035,000 | 16,385,000 | 16,545,000 | 14,941,000 |
| Total capital | 10,752,000 | 17,338,000 | 17,680,000 | 16,291,000 |
| Risk-weighted assets | 95,542,000 | 112,365,000 | 122,577,000 | 125,065,000 |