Call reports 2001
COAST BANK OF FLORIDA — 2001
What COAST BANK OF FLORIDA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 75,662,000 | 86,550,000 | 95,175,000 | 112,711,000 |
| Total loans | 52,057,000 | 58,769,000 | 67,629,000 | 81,894,000 |
| Allowance for loan losses | 512,000 | 561,000 | 553,000 | 644,000 |
| Securities available for sale | 12,716,000 | 16,004,000 | 15,332,000 | 16,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,897,000 | 69,078,000 | 76,087,000 | 94,116,000 |
| Interest-bearing deposits | 50,428,000 | 62,654,000 | 67,287,000 | 85,834,000 |
| Noninterest-bearing deposits | 6,469,000 | 6,424,000 | 8,800,000 | 8,282,000 |
| Equity capital | 4,595,000 | 10,064,000 | 9,991,000 | 9,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,179,000 | 2,650,000 | 4,261,000 | 6,087,000 |
| Interest expense | 792,000 | 1,719,000 | 2,656,000 | 3,652,000 |
| Net interest income | 387,000 | 931,000 | 1,605,000 | 2,435,000 |
| Noninterest income | 207,000 | 410,000 | 670,000 | 933,000 |
| Noninterest expense | 882,000 | 1,733,000 | 2,763,000 | 3,937,000 |
| Provision for loan losses | 150,000 | 199,000 | 199,000 | 353,000 |
| Pretax income | -409,000 | -544,000 | -572,000 | -759,000 |
| Income tax | -146,000 | -185,000 | -186,000 | -246,000 |
| Net income | -263,000 | -359,000 | -386,000 | -513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,878,000 | 9,206,000 | 9,420,000 | 9,261,000 |
| Total capital | 4,390,000 | 9,767,000 | 9,973,000 | 9,905,000 |
| Risk-weighted assets | 52,190,000 | 59,151,000 | 70,189,000 | 77,899,000 |