Call reports 2007
JEFFERSON STATE BANK — 2007
What JEFFERSON STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 54,653,000 | 63,229,000 | 83,121,000 | 81,559,000 |
| Total loans | 41,071,000 | 52,569,000 | 57,262,000 | 60,962,000 |
| Allowance for loan losses | 409,000 | 525,000 | 573,000 | 611,000 |
| Securities available for sale | 2,240,000 | 1,484,000 | 1,500,000 | 1,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,541,000 | 51,020,000 | 70,699,000 | 69,007,000 |
| Interest-bearing deposits | 39,205,000 | 47,034,000 | 65,621,000 | 65,502,000 |
| Noninterest-bearing deposits | 3,336,000 | 3,986,000 | 5,078,000 | 3,505,000 |
| Equity capital | 12,030,000 | 12,123,000 | 12,290,000 | 12,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 2,208,000 | 3,683,000 | 5,171,000 |
| Interest expense | 416,000 | 977,000 | 1,763,000 | 2,600,000 |
| Net interest income | 572,000 | 1,231,000 | 1,920,000 | 2,571,000 |
| Noninterest income | 55,000 | 129,000 | 189,000 | 276,000 |
| Noninterest expense | 619,000 | 1,372,000 | 2,081,000 | 2,786,000 |
| Provision for loan losses | 92,000 | 208,000 | 256,000 | 294,000 |
| Pretax income | -84,000 | -220,000 | -228,000 | -233,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -84,000 | -220,000 | -228,000 | -233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,022,000 | 12,121,000 | 12,281,000 | 12,444,000 |
| Total capital | 12,431,000 | 12,646,000 | 12,854,000 | 13,055,000 |
| Risk-weighted assets | 46,997,000 | 59,247,000 | 66,624,000 | 69,751,000 |