Call report 2022Q4
CITIZENS STATE BANK — 2022Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 381,356,000 | USD | evidence → |
| Total loans | 221,437,000 | USD | evidence → |
| Allowance for loan losses | 3,089,000 | USD | evidence → |
| Securities available for sale | 124,871,000 | USD | evidence → |
| Securities held to maturity | 70,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 348,734,000 | USD | evidence → |
| Interest-bearing deposits | 298,047,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,687,000 | USD | evidence → |
| Equity capital | 29,440,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,027,000 | USD | evidence → |
| Interest expense | 1,172,000 | USD | evidence → |
| Net interest income | 10,855,000 | USD | evidence → |
| Noninterest income | 2,101,000 | USD | evidence → |
| Noninterest expense | 8,366,000 | USD | evidence → |
| Provision for loan losses | -500,000 | USD | evidence → |
| Pretax income | 5,099,000 | USD | evidence → |
| Income tax | 258,000 | USD | evidence → |
| Net income | 4,841,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,716,000 | USD | evidence → |
| Total capital | 38,793,000 | USD | evidence → |
| Risk-weighted assets | 246,132,000 | USD | evidence → |