Call reports 2017
CITIZENS STATE BANK — 2017
What CITIZENS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 245,224,000 | 246,486,000 | 248,896,000 | 262,627,000 |
| Total loans | 181,524,000 | 184,062,000 | 183,028,000 | 186,082,000 |
| Allowance for loan losses | 1,783,000 | 1,734,000 | 1,650,000 | 1,445,000 |
| Securities available for sale | 48,023,000 | 46,769,000 | 47,176,000 | 45,038,000 |
| Securities held to maturity | 852,000 | 852,000 | 852,000 | 484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,248,000 | 209,502,000 | 215,038,000 | 228,285,000 |
| Interest-bearing deposits | 183,902,000 | 185,610,000 | 191,218,000 | 197,610,000 |
| Noninterest-bearing deposits | 24,346,000 | 23,892,000 | 23,821,000 | 30,675,000 |
| Equity capital | 30,366,000 | 30,835,000 | 31,309,000 | 31,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,387,000 | 4,868,000 | 7,367,000 | 9,893,000 |
| Interest expense | 270,000 | 559,000 | 867,000 | 1,198,000 |
| Net interest income | 2,117,000 | 4,309,000 | 6,500,000 | 8,695,000 |
| Noninterest income | 379,000 | 736,000 | 1,099,000 | 1,450,000 |
| Noninterest expense | 1,457,000 | 2,947,000 | 4,408,000 | 5,991,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,039,000 | 2,105,000 | 3,198,000 | 4,162,000 |
| Income tax | 13,000 | 27,000 | 41,000 | 61,000 |
| Net income | 1,026,000 | 2,078,000 | 3,157,000 | 4,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,752,000 | 28,752,000 | 29,311,000 | 30,255,000 |
| Total capital | 30,535,000 | 30,486,000 | 30,961,000 | 31,700,000 |
| Risk-weighted assets | 189,039,000 | 191,178,000 | 192,790,000 | 197,244,000 |