Call report 2008Q4
CITIZENS STATE BANK — 2008Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 177,330,000 | USD | evidence → |
| Total loans | 117,506,000 | USD | evidence → |
| Allowance for loan losses | 1,418,000 | USD | evidence → |
| Securities available for sale | 40,813,000 | USD | evidence → |
| Securities held to maturity | 305,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 151,424,000 | USD | evidence → |
| Interest-bearing deposits | 132,855,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,570,000 | USD | evidence → |
| Equity capital | 18,380,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,789,000 | USD | evidence → |
| Interest expense | 4,340,000 | USD | evidence → |
| Net interest income | 5,449,000 | USD | evidence → |
| Noninterest income | 864,000 | USD | evidence → |
| Noninterest expense | 3,824,000 | USD | evidence → |
| Provision for loan losses | 540,000 | USD | evidence → |
| Pretax income | 2,100,000 | USD | evidence → |
| Income tax | 26,000 | USD | evidence → |
| Net income | 2,074,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,508,000 | USD | evidence → |
| Total capital | 16,926,000 | USD | evidence → |
| Risk-weighted assets | 137,746,000 | USD | evidence → |