Call report 2004Q4
CITIZENS STATE BANK — 2004Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 139,011,000 | USD | evidence → |
| Total loans | 88,919,000 | USD | evidence → |
| Allowance for loan losses | 1,010,000 | USD | evidence → |
| Securities available for sale | 35,070,000 | USD | evidence → |
| Securities held to maturity | 142,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,284,000 | USD | evidence → |
| Interest-bearing deposits | 105,902,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,382,000 | USD | evidence → |
| Equity capital | 14,539,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,052,000 | USD | evidence → |
| Interest expense | 2,436,000 | USD | evidence → |
| Net interest income | 4,616,000 | USD | evidence → |
| Noninterest income | 552,000 | USD | evidence → |
| Noninterest expense | 3,110,000 | USD | evidence → |
| Provision for loan losses | 235,000 | USD | evidence → |
| Pretax income | 1,846,000 | USD | evidence → |
| Income tax | 533,000 | USD | evidence → |
| Net income | 1,313,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,353,000 | USD | evidence → |
| Total capital | 13,363,000 | USD | evidence → |
| Risk-weighted assets | 101,695,000 | USD | evidence → |