Call report 2003Q4
CITIZENS STATE BANK — 2003Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,036,000 | USD | evidence → |
| Total loans | 83,861,000 | USD | evidence → |
| Allowance for loan losses | 1,061,000 | USD | evidence → |
| Securities available for sale | 37,878,000 | USD | evidence → |
| Securities held to maturity | 318,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 113,794,000 | USD | evidence → |
| Interest-bearing deposits | 103,278,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,516,000 | USD | evidence → |
| Equity capital | 13,732,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,041,000 | USD | evidence → |
| Interest expense | 2,799,000 | USD | evidence → |
| Net interest income | 4,242,000 | USD | evidence → |
| Noninterest income | 838,000 | USD | evidence → |
| Noninterest expense | 2,983,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 1,981,000 | USD | evidence → |
| Income tax | 574,000 | USD | evidence → |
| Net income | 1,407,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,439,000 | USD | evidence → |
| Total capital | 12,500,000 | USD | evidence → |
| Risk-weighted assets | 95,987,000 | USD | evidence → |