Call report 2012Q3
BEACON FEDERAL — 2012Q3
The 22 measures BEACON FEDERAL reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 911,054,000 | USD | evidence → |
| Total loans | 702,085,000 | USD | evidence → |
| Allowance for loan losses | 11,794,000 | USD | evidence → |
| Securities available for sale | 150,514,000 | USD | evidence → |
| Securities held to maturity | 5,970,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 636,962,000 | USD | evidence → |
| Interest-bearing deposits | 631,067,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,895,000 | USD | evidence → |
| Equity capital | 111,571,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,257,000 | USD | evidence → |
| Interest expense | 11,678,000 | USD | evidence → |
| Net interest income | 20,579,000 | USD | evidence → |
| Noninterest income | 4,608,000 | USD | evidence → |
| Noninterest expense | 17,114,000 | USD | evidence → |
| Provision for loan losses | 2,075,000 | USD | evidence → |
| Pretax income | 5,698,000 | USD | evidence → |
| Income tax | 2,086,000 | USD | evidence → |
| Net income | 3,612,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 111,739,000 | USD | evidence → |
| Total capital | 120,417,000 | USD | evidence → |
| Risk-weighted assets | 716,381,000 | USD | evidence → |