Call reports 2007
CHINESE AMERICAN BANK, THE — 2007
What CHINESE AMERICAN BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 343,348,000 |
| Total loans | 180,419,000 |
| Allowance for loan losses | 2,763,000 |
| Securities available for sale | 71,447,000 |
| Securities held to maturity | 7,582,000 |
| Trading assets | 0 |
| Total deposits | 291,085,000 |
| Interest-bearing deposits | 225,338,000 |
| Noninterest-bearing deposits | 65,747,000 |
| Equity capital | 47,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 5,682,000 |
| Interest expense | 2,052,000 |
| Net interest income | 3,630,000 |
| Noninterest income | 194,000 |
| Noninterest expense | 2,285,000 |
| Provision for loan losses | 220,000 |
| Pretax income | 1,319,000 |
| Income tax | 594,000 |
| Net income | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 40,872,000 |
| Total capital | 43,660,000 |
| Risk-weighted assets | 253,086,000 |