Call reports 2006
CHINESE AMERICAN BANK, THE — 2006
What CHINESE AMERICAN BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 340,563,000 | 324,912,000 | 321,597,000 | 333,017,000 |
| Total loans | 145,256,000 | 147,952,000 | 152,701,000 | 172,177,000 |
| Allowance for loan losses | 955,000 | 2,053,000 | 2,690,000 | 2,545,000 |
| Securities available for sale | 102,825,000 | 101,694,000 | 103,258,000 | 96,465,000 |
| Securities held to maturity | 23,535,000 | 18,684,000 | 17,112,000 | 13,516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,943,000 | 275,340,000 | 271,723,000 | 281,663,000 |
| Interest-bearing deposits | 213,875,000 | 202,086,000 | 210,183,000 | 219,328,000 |
| Noninterest-bearing deposits | 78,068,000 | 73,254,000 | 61,540,000 | 62,335,000 |
| Equity capital | 45,253,000 | 45,562,000 | 45,769,000 | 46,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,052,000 | 9,996,000 | 15,117,000 | 20,405,000 |
| Interest expense | 1,210,000 | 2,622,000 | 4,270,000 | 6,251,000 |
| Net interest income | 3,842,000 | 7,374,000 | 10,847,000 | 14,154,000 |
| Noninterest income | 176,000 | 432,000 | 1,012,000 | 1,511,000 |
| Noninterest expense | 2,338,000 | 4,369,000 | 6,616,000 | 8,984,000 |
| Provision for loan losses | 124,000 | 1,229,000 | 1,474,000 | 1,334,000 |
| Pretax income | 1,475,000 | 2,112,000 | 3,674,000 | 5,252,000 |
| Income tax | 674,000 | 938,000 | 1,612,000 | 2,305,000 |
| Net income | 801,000 | 1,174,000 | 2,062,000 | 2,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,233,000 | 38,606,000 | 39,262,000 | 40,147,000 |
| Total capital | 39,205,000 | 40,681,000 | 41,975,000 | 42,718,000 |
| Risk-weighted assets | 245,013,000 | 249,866,000 | 256,194,000 | 261,654,000 |