Call reports 2005
CHINESE AMERICAN BANK, THE — 2005
What CHINESE AMERICAN BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 351,900,000 | 346,221,000 | 356,061,000 | 334,551,000 |
| Total loans | 147,510,000 | 161,611,000 | 165,120,000 | 162,981,000 |
| Allowance for loan losses | 972,000 | 955,000 | 975,000 | 934,000 |
| Securities available for sale | 127,498,000 | 110,774,000 | 106,799,000 | 97,958,000 |
| Securities held to maturity | 31,797,000 | 30,732,000 | 29,674,000 | 26,759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,915,000 | 300,173,000 | 309,520,000 | 287,514,000 |
| Interest-bearing deposits | 230,879,000 | 225,953,000 | 226,876,000 | 212,236,000 |
| Noninterest-bearing deposits | 76,036,000 | 74,220,000 | 82,644,000 | 75,278,000 |
| Equity capital | 42,176,000 | 42,940,000 | 43,582,000 | 44,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,638,000 | 7,543,000 | 11,816,000 | 16,431,000 |
| Interest expense | 1,010,000 | 2,047,000 | 3,196,000 | 4,365,000 |
| Net interest income | 2,628,000 | 5,496,000 | 8,620,000 | 12,066,000 |
| Noninterest income | 280,000 | 601,000 | 841,000 | 1,100,000 |
| Noninterest expense | 2,196,000 | 4,322,000 | 6,485,000 | 8,614,000 |
| Provision for loan losses | 30,000 | 18,000 | 35,000 | 32,000 |
| Pretax income | 621,000 | 1,658,000 | 2,796,000 | 4,329,000 |
| Income tax | 291,000 | 738,000 | 1,233,000 | 1,893,000 |
| Net income | 330,000 | 920,000 | 1,563,000 | 2,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,326,000 | 35,916,000 | 36,559,000 | 37,432,000 |
| Total capital | 36,306,000 | 36,888,000 | 37,554,000 | 38,383,000 |
| Risk-weighted assets | 257,266,000 | 258,901,000 | 261,323,000 | 252,575,000 |