Call reports 2004
CHINESE AMERICAN BANK, THE — 2004
What CHINESE AMERICAN BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 365,750,000 | 367,558,000 | 359,630,000 | 364,778,000 |
| Total loans | 151,009,000 | 147,857,000 | 138,420,000 | 142,983,000 |
| Allowance for loan losses | 1,124,000 | 1,088,000 | 915,000 | 946,000 |
| Securities available for sale | 130,947,000 | 122,767,000 | 133,628,000 | 135,967,000 |
| Securities held to maturity | 28,986,000 | 27,176,000 | 24,514,000 | 31,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,627,000 | 323,866,000 | 314,223,000 | 320,153,000 |
| Interest-bearing deposits | 248,777,000 | 254,939,000 | 246,929,000 | 249,787,000 |
| Noninterest-bearing deposits | 64,850,000 | 68,927,000 | 67,294,000 | 70,367,000 |
| Equity capital | 48,203,000 | 41,424,000 | 42,264,000 | 42,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,190,000 | 6,389,000 | 9,655,000 | 13,076,000 |
| Interest expense | 1,036,000 | 2,061,000 | 3,095,000 | 4,135,000 |
| Net interest income | 2,154,000 | 4,328,000 | 6,560,000 | 8,941,000 |
| Noninterest income | 300,000 | 632,000 | 948,000 | 1,288,000 |
| Noninterest expense | 2,175,000 | 4,208,000 | 6,235,000 | 8,461,000 |
| Provision for loan losses | 0 | 25,000 | -100,000 | -50,000 |
| Pretax income | 423,000 | 646,000 | 1,302,000 | 1,687,000 |
| Income tax | 189,000 | 270,000 | 567,000 | 728,000 |
| Net income | 234,000 | 376,000 | 735,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,270,000 | 34,412,000 | 34,771,000 | 34,996,000 |
| Total capital | 41,398,000 | 35,502,000 | 35,690,000 | 35,947,000 |
| Risk-weighted assets | 252,775,000 | 250,721,000 | 249,995,000 | 260,304,000 |