Call reports 2003
CHINESE AMERICAN BANK, THE — 2003
What CHINESE AMERICAN BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 366,192,000 | 364,635,000 | 366,013,000 | 368,940,000 |
| Total loans | 142,843,000 | 144,383,000 | 145,424,000 | 143,247,000 |
| Allowance for loan losses | 1,202,000 | 1,148,000 | 1,170,000 | 1,126,000 |
| Securities available for sale | 123,248,000 | 135,621,000 | 133,284,000 | 131,263,000 |
| Securities held to maturity | 16,033,000 | 30,682,000 | 30,240,000 | 29,789,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,596,000 | 312,695,000 | 314,970,000 | 317,756,000 |
| Interest-bearing deposits | 255,936,000 | 249,515,000 | 251,908,000 | 253,080,000 |
| Noninterest-bearing deposits | 59,660,000 | 63,180,000 | 63,061,000 | 64,676,000 |
| Equity capital | 47,081,000 | 47,741,000 | 47,401,000 | 47,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,009,000 | 6,209,000 | 9,391,000 | 12,547,000 |
| Interest expense | 1,149,000 | 2,340,000 | 3,463,000 | 4,539,000 |
| Net interest income | 1,860,000 | 3,869,000 | 5,928,000 | 8,008,000 |
| Noninterest income | 452,000 | 883,000 | 1,181,000 | 1,615,000 |
| Noninterest expense | 2,298,000 | 4,584,000 | 6,728,000 | 8,972,000 |
| Provision for loan losses | -75,000 | -50,000 | -50,000 | -170,000 |
| Pretax income | 138,000 | 679,000 | 732,000 | 1,098,000 |
| Income tax | 62,000 | 278,000 | 297,000 | 448,000 |
| Net income | 76,000 | 401,000 | 435,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,310,000 | 39,788,000 | 39,822,000 | 40,036,000 |
| Total capital | 40,512,000 | 40,945,000 | 40,994,000 | 41,164,000 |
| Risk-weighted assets | 230,746,000 | 242,770,000 | 247,249,000 | 247,293,000 |