Call reports 2002
CHINESE AMERICAN BANK, THE — 2002
What CHINESE AMERICAN BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 309,611,000 | 318,871,000 | 318,175,000 | 346,854,000 |
| Total loans | 139,646,000 | 124,521,000 | 125,519,000 | 131,538,000 |
| Allowance for loan losses | 1,377,000 | 1,200,000 | 1,203,000 | 1,110,000 |
| Securities available for sale | 92,565,000 | 105,544,000 | 99,015,000 | 90,340,000 |
| Securities held to maturity | 5,499,000 | 9,637,000 | 17,595,000 | 19,759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,523,000 | 269,453,000 | 268,438,000 | 297,197,000 |
| Interest-bearing deposits | 210,214,000 | 217,605,000 | 215,165,000 | 241,075,000 |
| Noninterest-bearing deposits | 50,309,000 | 51,848,000 | 53,273,000 | 56,122,000 |
| Equity capital | 46,285,000 | 46,767,000 | 46,873,000 | 46,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,836,000 | 7,134,000 | 10,338,000 | 13,426,000 |
| Interest expense | 1,215,000 | 2,309,000 | 3,356,000 | 4,476,000 |
| Net interest income | 2,621,000 | 4,825,000 | 6,982,000 | 8,950,000 |
| Noninterest income | 319,000 | 694,000 | 1,009,000 | 1,382,000 |
| Noninterest expense | 2,155,000 | 4,187,000 | 6,489,000 | 8,901,000 |
| Provision for loan losses | 120,000 | 160,000 | 160,000 | 10,000 |
| Pretax income | 684,000 | 1,191,000 | 1,361,000 | 1,444,000 |
| Income tax | 304,000 | 512,000 | 600,000 | 584,000 |
| Net income | 380,000 | 679,000 | 761,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,754,000 | 39,053,000 | 39,135,000 | 39,234,000 |
| Total capital | 40,131,000 | 40,253,000 | 40,338,000 | 40,344,000 |
| Risk-weighted assets | 252,469,000 | 238,256,000 | 203,098,000 | 218,503,000 |