Call reports 2001
CHINESE AMERICAN BANK, THE — 2001
What CHINESE AMERICAN BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 307,924,000 | 309,388,000 | 314,082,000 | 319,335,000 |
| Total loans | 168,411,000 | 158,228,000 | 154,767,000 | 148,068,000 |
| Allowance for loan losses | 1,489,000 | 1,287,000 | 1,559,000 | 1,238,000 |
| Securities available for sale | 59,670,000 | 81,732,000 | 92,246,000 | 91,856,000 |
| Securities held to maturity | 3,958,000 | 6,001,000 | 6,000,000 | 5,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,271,000 | 261,586,000 | 264,774,000 | 270,603,000 |
| Interest-bearing deposits | 217,634,000 | 219,335,000 | 220,468,000 | 222,526,000 |
| Noninterest-bearing deposits | 41,637,000 | 42,251,000 | 44,306,000 | 48,077,000 |
| Equity capital | 44,782,000 | 45,336,000 | 45,905,000 | 46,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,816,000 | 11,303,000 | 16,315,000 | 20,690,000 |
| Interest expense | 2,554,000 | 4,868,000 | 6,848,000 | 8,425,000 |
| Net interest income | 3,262,000 | 6,435,000 | 9,467,000 | 12,265,000 |
| Noninterest income | 268,000 | 640,000 | 969,000 | 1,278,000 |
| Noninterest expense | 2,225,000 | 4,455,000 | 6,796,000 | 9,069,000 |
| Provision for loan losses | 210,000 | 420,000 | 685,000 | 850,000 |
| Pretax income | 1,450,000 | 3,081,000 | 3,847,000 | 4,534,000 |
| Income tax | 709,000 | 1,475,000 | 1,866,000 | 2,217,000 |
| Net income | 741,000 | 1,606,000 | 1,981,000 | 2,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,464,000 | 37,440,000 | 37,927,000 | 38,374,000 |
| Total capital | 37,953,000 | 38,727,000 | 39,486,000 | 39,612,000 |
| Risk-weighted assets | 253,745,000 | 259,898,000 | 270,569,000 | 263,479,000 |