Call reports 2026
F&M BANK — 2026
What F&M BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 142,282,000 | 135,277,000 |
| Total loans | 56,202,000 | 56,551,000 |
| Allowance for loan losses | 1,098,000 | 1,102,000 |
| Securities available for sale | 36,466,000 | 41,188,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 122,374,000 | 115,087,000 |
| Interest-bearing deposits | 92,266,000 | 89,828,000 |
| Noninterest-bearing deposits | 30,108,000 | 25,259,000 |
| Equity capital | 15,569,000 | 15,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,407,000 | 2,951,000 |
| Interest expense | 332,000 | 697,000 |
| Net interest income | 1,075,000 | 2,254,000 |
| Noninterest income | 73,000 | 158,000 |
| Noninterest expense | 697,000 | 1,402,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 451,000 | 1,010,000 |
| Income tax | 11,000 | 21,000 |
| Net income | 440,000 | 989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,703,000 | 16,252,000 |