Call report 2023Q4
F&M BANK — 2023Q4
The 22 measures F&M BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 130,571,000 | USD | evidence → |
| Total loans | 64,781,000 | USD | evidence → |
| Allowance for loan losses | 850,000 | USD | evidence → |
| Securities available for sale | 50,316,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 114,229,000 | USD | evidence → |
| Interest-bearing deposits | 79,926,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,303,000 | USD | evidence → |
| Equity capital | 13,108,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,643,000 | USD | evidence → |
| Interest expense | 953,000 | USD | evidence → |
| Net interest income | 3,690,000 | USD | evidence → |
| Noninterest income | 392,000 | USD | evidence → |
| Noninterest expense | 2,475,000 | USD | evidence → |
| Provision for loan losses | 38,000 | USD | evidence → |
| Pretax income | 1,569,000 | USD | evidence → |
| Income tax | 58,000 | USD | evidence → |
| Net income | 1,511,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,361,000 | USD | evidence → |