Call report 2015Q4
F&M BANK — 2015Q4
The 22 measures F&M BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,802,000 | USD | evidence → |
| Total loans | 46,109,000 | USD | evidence → |
| Allowance for loan losses | 457,000 | USD | evidence → |
| Securities available for sale | 64,694,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,831,000 | USD | evidence → |
| Interest-bearing deposits | 90,154,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,677,000 | USD | evidence → |
| Equity capital | 11,070,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,267,000 | USD | evidence → |
| Interest expense | 415,000 | USD | evidence → |
| Net interest income | 2,852,000 | USD | evidence → |
| Noninterest income | 282,000 | USD | evidence → |
| Noninterest expense | 2,019,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 1,288,000 | USD | evidence → |
| Income tax | 51,000 | USD | evidence → |
| Net income | 1,237,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,403,000 | USD | evidence → |
| Total capital | 10,875,000 | USD | evidence → |
| Risk-weighted assets | 71,487,000 | USD | evidence → |