Call report 2014Q4
F&M BANK — 2014Q4
The 22 measures F&M BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,241,000 | USD | evidence → |
| Total loans | 35,242,000 | USD | evidence → |
| Allowance for loan losses | 407,000 | USD | evidence → |
| Securities available for sale | 73,046,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 108,279,000 | USD | evidence → |
| Interest-bearing deposits | 86,794,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,485,000 | USD | evidence → |
| Equity capital | 10,766,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,196,000 | USD | evidence → |
| Interest expense | 431,000 | USD | evidence → |
| Net interest income | 2,765,000 | USD | evidence → |
| Noninterest income | 250,000 | USD | evidence → |
| Noninterest expense | 2,014,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,219,000 | USD | evidence → |
| Income tax | 45,000 | USD | evidence → |
| Net income | 1,174,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,847,000 | USD | evidence → |
| Total capital | 10,269,000 | USD | evidence → |
| Risk-weighted assets | 55,832,000 | USD | evidence → |