Call report 2008Q4
F&M BANK — 2008Q4
The 22 measures F&M BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,153,000 | USD | evidence → |
| Total loans | 32,401,000 | USD | evidence → |
| Allowance for loan losses | 423,000 | USD | evidence → |
| Securities available for sale | 27,750,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 63,701,000 | USD | evidence → |
| Interest-bearing deposits | 54,016,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,685,000 | USD | evidence → |
| Equity capital | 12,232,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,894,000 | USD | evidence → |
| Interest expense | 1,267,000 | USD | evidence → |
| Net interest income | 1,627,000 | USD | evidence → |
| Noninterest income | 217,000 | USD | evidence → |
| Noninterest expense | 1,382,000 | USD | evidence → |
| Provision for loan losses | 235,000 | USD | evidence → |
| Pretax income | 227,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 227,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,552,000 | USD | evidence → |
| Total capital | 6,990,000 | USD | evidence → |
| Risk-weighted assets | 40,831,000 | USD | evidence → |