Call report 2004Q4
F&M BANK — 2004Q4
The 22 measures F&M BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,243,000 | USD | evidence → |
| Total loans | 25,444,000 | USD | evidence → |
| Allowance for loan losses | 190,000 | USD | evidence → |
| Securities available for sale | 46,218,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 62,985,000 | USD | evidence → |
| Interest-bearing deposits | 55,029,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,956,000 | USD | evidence → |
| Equity capital | 10,694,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,290,000 | USD | evidence → |
| Interest expense | 901,000 | USD | evidence → |
| Net interest income | 2,389,000 | USD | evidence → |
| Noninterest income | 251,000 | USD | evidence → |
| Noninterest expense | 1,501,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 1,066,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,066,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,815,000 | USD | evidence → |
| Total capital | 11,005,000 | USD | evidence → |
| Risk-weighted assets | 37,027,000 | USD | evidence → |