Call report 2003Q4
F&M BANK — 2003Q4
The 22 measures F&M BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,055,000 | USD | evidence → |
| Total loans | 25,111,000 | USD | evidence → |
| Allowance for loan losses | 114,000 | USD | evidence → |
| Securities available for sale | 45,831,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 62,978,000 | USD | evidence → |
| Interest-bearing deposits | 55,431,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,547,000 | USD | evidence → |
| Equity capital | 10,726,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,467,000 | USD | evidence → |
| Interest expense | 1,064,000 | USD | evidence → |
| Net interest income | 2,403,000 | USD | evidence → |
| Noninterest income | 262,000 | USD | evidence → |
| Noninterest expense | 1,464,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,208,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,208,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,571,000 | USD | evidence → |
| Total capital | 10,685,000 | USD | evidence → |
| Risk-weighted assets | 35,056,000 | USD | evidence → |