Call reports 2001
F&M BANK — 2001
What F&M BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 71,061,000 | 70,790,000 | 71,545,000 | 74,626,000 |
| Total loans | 26,176,000 | 26,893,000 | 27,029,000 | 26,921,000 |
| Allowance for loan losses | 119,000 | 119,000 | 119,000 | 119,000 |
| Securities available for sale | 38,710,000 | 38,811,000 | 40,649,000 | 42,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,356,000 | 60,770,000 | 61,464,000 | 64,819,000 |
| Interest-bearing deposits | 55,172,000 | 54,814,000 | 55,366,000 | 57,043,000 |
| Noninterest-bearing deposits | 6,184,000 | 5,956,000 | 6,098,000 | 7,776,000 |
| Equity capital | 9,176,000 | 9,373,000 | 9,488,000 | 9,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,182,000 | 2,369,000 | 3,521,000 | 4,644,000 |
| Interest expense | 618,000 | 1,221,000 | 1,780,000 | 2,276,000 |
| Net interest income | 564,000 | 1,148,000 | 1,741,000 | 2,368,000 |
| Noninterest income | 59,000 | 117,000 | 175,000 | 244,000 |
| Noninterest expense | 361,000 | 711,000 | 1,069,000 | 1,424,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 279,000 | 571,000 | 864,000 | 1,214,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 279,000 | 571,000 | 864,000 | 1,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,760,000 | 8,898,000 | 9,009,000 | 9,053,000 |
| Total capital | 8,879,000 | 9,017,000 | 9,128,000 | 9,172,000 |
| Risk-weighted assets | 30,715,000 | 31,802,000 | 32,550,000 | 33,808,000 |