Call reports 2010
DANVERSBANK — 2010
What DANVERSBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,443,793,000 | 2,515,034,000 | 2,618,055,000 | 2,833,345,000 |
| Total loans | 1,659,894,000 | 1,651,868,000 | 1,744,799,000 | 1,785,620,000 |
| Allowance for loan losses | 15,509,000 | 16,244,000 | 16,510,000 | 17,900,000 |
| Securities available for sale | 466,018,000 | 492,438,000 | 514,943,000 | 723,610,000 |
| Securities held to maturity | 108,879,000 | 130,538,000 | 146,973,000 | 152,731,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,936,618,000 | 2,000,480,000 | 2,096,959,000 | 2,150,610,000 |
| Interest-bearing deposits | 1,749,864,000 | 1,840,572,000 | 1,953,047,000 | 1,990,708,000 |
| Noninterest-bearing deposits | 186,754,000 | 159,908,000 | 143,912,000 | 159,902,000 |
| Equity capital | 223,882,000 | 232,094,000 | 237,480,000 | 233,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 29,058,000 | 58,476,000 | 87,829,000 | 119,009,000 |
| Interest expense | 8,089,000 | 16,310,000 | 24,620,000 | 32,910,000 |
| Net interest income | 20,969,000 | 42,166,000 | 63,209,000 | 86,099,000 |
| Noninterest income | 2,591,000 | 5,471,000 | 8,201,000 | 12,039,000 |
| Noninterest expense | 16,654,000 | 33,080,000 | 49,774,000 | 67,204,000 |
| Provision for loan losses | 1,200,000 | 2,500,000 | 3,400,000 | 5,150,000 |
| Pretax income | 5,775,000 | 13,319,000 | 19,564,000 | 27,112,000 |
| Income tax | 1,312,000 | 3,461,000 | 4,808,000 | 6,820,000 |
| Net income | 4,463,000 | 9,858,000 | 14,756,000 | 20,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,856,000 | 190,969,000 | 196,733,000 | 202,759,000 |
| Total capital | 200,375,000 | 207,223,000 | 213,264,000 | 220,676,000 |
| Risk-weighted assets | 1,767,924,000 | 1,772,011,000 | 1,866,381,000 | 1,939,007,000 |