Call reports 2009
DANVERSBANK — 2009
What DANVERSBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,734,076,000 | 1,802,163,000 | 1,887,353,000 | 1,924,486,000 |
| Total loans | 1,150,778,000 | 1,189,851,000 | 1,245,042,000 | 1,358,204,000 |
| Allowance for loan losses | 12,545,000 | 12,719,000 | 13,878,000 | 14,699,000 |
| Securities available for sale | 458,593,000 | 441,569,000 | 509,091,000 | 426,139,000 |
| Securities held to maturity | 0 | 0 | 10,000,000 | 9,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,272,313,000 | 1,358,015,000 | 1,427,682,000 | 1,400,635,000 |
| Interest-bearing deposits | 1,159,403,000 | 1,226,037,000 | 1,315,209,000 | 1,293,621,000 |
| Noninterest-bearing deposits | 112,910,000 | 131,978,000 | 112,473,000 | 107,014,000 |
| Equity capital | 178,861,000 | 179,141,000 | 183,856,000 | 184,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 21,429,000 | 43,456,000 | 66,498,000 | 90,793,000 |
| Interest expense | 8,818,000 | 17,690,000 | 26,449,000 | 34,384,000 |
| Net interest income | 12,611,000 | 25,766,000 | 40,049,000 | 56,409,000 |
| Noninterest income | 1,738,000 | 3,541,000 | 5,203,000 | 6,959,000 |
| Noninterest expense | 11,306,000 | 23,954,000 | 36,230,000 | 50,300,000 |
| Provision for loan losses | 760,000 | 1,960,000 | 3,360,000 | 5,110,000 |
| Pretax income | 2,283,000 | 3,393,000 | 5,666,000 | 7,962,000 |
| Income tax | 487,000 | 755,000 | 1,268,000 | 1,206,000 |
| Net income | 1,796,000 | 2,638,000 | 4,398,000 | 6,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,317,000 | 175,367,000 | 177,341,000 | 179,858,000 |
| Total capital | 186,872,000 | 188,096,000 | 191,229,000 | 194,567,000 |
| Risk-weighted assets | 1,247,080,000 | 1,299,855,000 | 1,361,619,000 | 1,458,068,000 |