Call reports 2006
DANVERSBANK — 2006
What DANVERSBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,164,225,000 | 1,222,419,000 | 1,241,810,000 | 1,217,957,000 |
| Total loans | 819,323,000 | 846,693,000 | 866,114,000 | 850,189,000 |
| Allowance for loan losses | 10,133,000 | 10,158,000 | 10,339,000 | 10,283,000 |
| Securities available for sale | 258,528,000 | 262,740,000 | 289,219,000 | 265,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 856,245,000 | 914,720,000 | 918,503,000 | 919,857,000 |
| Interest-bearing deposits | 793,145,000 | 873,187,000 | 873,401,000 | 874,573,000 |
| Noninterest-bearing deposits | 63,100,000 | 41,533,000 | 45,102,000 | 45,284,000 |
| Equity capital | 79,698,000 | 80,212,000 | 88,399,000 | 89,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 15,893,000 | 33,266,000 | 52,080,000 | 71,282,000 |
| Interest expense | 6,782,000 | 14,883,000 | 24,147,000 | 33,717,000 |
| Net interest income | 9,111,000 | 18,383,000 | 27,933,000 | 37,565,000 |
| Noninterest income | 1,084,000 | 2,252,000 | 3,495,000 | 4,632,000 |
| Noninterest expense | 8,305,000 | 16,742,000 | 25,309,000 | 34,261,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 1,000,000 |
| Pretax income | 1,665,000 | 3,443,000 | 5,444,000 | 6,936,000 |
| Income tax | 176,000 | 435,000 | 790,000 | 607,000 |
| Net income | 1,489,000 | 3,008,000 | 4,654,000 | 6,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,605,000 | 83,224,000 | 89,692,000 | 90,356,000 |
| Total capital | 92,748,000 | 93,382,000 | 100,041,000 | 100,649,000 |
| Risk-weighted assets | 881,390,000 | 917,986,000 | 941,169,000 | 915,093,000 |