Call reports 2001
DANVERSBANK — 2001
What DANVERSBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 485,424,000 | 515,818,000 | 665,621,000 | 689,208,000 |
| Total loans | 413,634,000 | 433,761,000 | 557,323,000 | 561,359,000 |
| Allowance for loan losses | 5,531,000 | 5,665,000 | 7,256,000 | 7,010,000 |
| Securities available for sale | 4,724,000 | 19,574,000 | 29,522,000 | 31,824,000 |
| Securities held to maturity | 15,050,000 | 14,931,000 | 12,415,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,552,000 | 399,495,000 | 513,781,000 | 530,282,000 |
| Interest-bearing deposits | 322,529,000 | 336,413,000 | 445,168,000 | 466,232,000 |
| Noninterest-bearing deposits | 57,023,000 | 63,082,000 | 68,613,000 | 64,050,000 |
| Equity capital | 39,865,000 | 41,417,000 | 54,849,000 | 55,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,116,000 | 20,652,000 | 31,345,000 | 43,379,000 |
| Interest expense | 4,458,000 | 9,367,000 | 13,467,000 | 18,692,000 |
| Net interest income | 5,658,000 | 11,285,000 | 17,878,000 | 24,687,000 |
| Noninterest income | 1,021,000 | 2,096,000 | 3,505,000 | 5,171,000 |
| Noninterest expense | 4,751,000 | 9,553,000 | 14,560,000 | 20,895,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 1,140,000 |
| Pretax income | 1,704,000 | 3,394,000 | 6,156,000 | 5,591,000 |
| Income tax | 536,000 | 1,083,000 | 1,774,000 | 1,965,000 |
| Net income | 1,168,000 | 2,311,000 | 4,382,000 | 3,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,910,000 | 41,238,000 | 53,214,000 | 54,104,000 |
| Total capital | 44,875,000 | 46,565,000 | 59,697,000 | 60,748,000 |
| Risk-weighted assets | 395,861,000 | 425,026,000 | 517,021,000 | 530,040,000 |