Call reports 2023
TRUSTBANK — 2023
What TRUSTBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 468,199,000 | 480,124,000 | 526,382,000 | 556,561,000 |
| Total loans | 410,092,000 | 423,611,000 | 440,470,000 | 457,904,000 |
| Allowance for loan losses | 4,585,000 | 4,928,000 | 5,152,000 | 5,402,000 |
| Securities available for sale | 31,522,000 | 30,865,000 | 39,344,000 | 40,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,176,000 | 388,491,000 | 454,570,000 | 480,919,000 |
| Interest-bearing deposits | 295,566,000 | 296,943,000 | 367,642,000 | 389,501,000 |
| Noninterest-bearing deposits | 99,610,000 | 91,548,000 | 86,928,000 | 91,418,000 |
| Equity capital | 46,901,000 | 47,184,000 | 47,820,000 | 52,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,411,000 | 11,257,000 | 17,923,000 | 25,517,000 |
| Interest expense | 1,201,000 | 2,808,000 | 5,014,000 | 7,810,000 |
| Net interest income | 4,210,000 | 8,449,000 | 12,909,000 | 17,707,000 |
| Noninterest income | 1,562,000 | 3,129,000 | 4,940,000 | 6,784,000 |
| Noninterest expense | 3,925,000 | 7,880,000 | 12,319,000 | 17,104,000 |
| Provision for loan losses | 126,000 | 482,000 | 699,000 | 946,000 |
| Pretax income | 1,657,000 | 3,038,000 | 4,749,000 | 6,442,000 |
| Income tax | 30,000 | 60,000 | 90,000 | 120,000 |
| Net income | 1,627,000 | 2,978,000 | 4,659,000 | 6,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,888,000 | 46,403,000 | 47,352,000 | 50,757,000 |