Call reports 2022
TRUSTBANK — 2022
What TRUSTBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 414,412,000 | 421,588,000 | 433,545,000 | 469,976,000 |
| Total loans | 329,705,000 | 365,674,000 | 377,552,000 | 413,582,000 |
| Allowance for loan losses | 3,678,000 | 3,793,000 | 3,972,000 | 4,253,000 |
| Securities available for sale | 27,287,000 | 32,593,000 | 31,174,000 | 31,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,904,000 | 355,506,000 | 356,144,000 | 381,350,000 |
| Interest-bearing deposits | 270,466,000 | 256,571,000 | 260,896,000 | 279,014,000 |
| Noninterest-bearing deposits | 101,438,000 | 98,935,000 | 95,248,000 | 102,336,000 |
| Equity capital | 40,079,000 | 40,507,000 | 41,255,000 | 41,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,840,000 | 8,011,000 | 12,815,000 | 18,513,000 |
| Interest expense | 104,000 | 258,000 | 636,000 | 1,405,000 |
| Net interest income | 3,736,000 | 7,753,000 | 12,179,000 | 17,108,000 |
| Noninterest income | 1,525,000 | 3,151,000 | 4,783,000 | 6,454,000 |
| Noninterest expense | 3,638,000 | 7,211,000 | 11,006,000 | 15,577,000 |
| Provision for loan losses | 75,000 | 191,000 | 379,000 | 655,000 |
| Pretax income | 1,547,000 | 3,491,000 | 5,538,000 | 7,293,000 |
| Income tax | 28,000 | 43,000 | 57,000 | 79,000 |
| Net income | 1,519,000 | 3,448,000 | 5,481,000 | 7,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,958,000 | 39,190,000 | 40,876,000 | 41,156,000 |