Call reports 2020
TRUSTBANK — 2020
What TRUSTBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 234,127,000 | 258,691,000 | 279,556,000 | 275,623,000 |
| Total loans | 196,793,000 | 216,395,000 | 227,569,000 | 236,443,000 |
| Allowance for loan losses | 2,716,000 | 2,842,000 | 2,947,000 | 3,275,000 |
| Securities available for sale | 21,872,000 | 19,124,000 | 18,524,000 | 17,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,715,000 | 221,222,000 | 241,141,000 | 237,797,000 |
| Interest-bearing deposits | 156,235,000 | 166,623,000 | 183,442,000 | 178,975,000 |
| Noninterest-bearing deposits | 42,480,000 | 54,599,000 | 57,699,000 | 58,822,000 |
| Equity capital | 29,450,000 | 30,302,000 | 30,995,000 | 30,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,673,000 | 5,374,000 | 8,156,000 | 11,215,000 |
| Interest expense | 320,000 | 573,000 | 807,000 | 1,034,000 |
| Net interest income | 2,353,000 | 4,801,000 | 7,349,000 | 10,181,000 |
| Noninterest income | 1,207,000 | 2,377,000 | 3,896,000 | 5,556,000 |
| Noninterest expense | 2,497,000 | 4,985,000 | 7,784,000 | 10,876,000 |
| Provision for loan losses | 50,000 | 174,000 | 272,000 | 644,000 |
| Pretax income | 998,000 | 2,010,000 | 3,180,000 | 4,211,000 |
| Income tax | 7,000 | 16,000 | 26,000 | 35,000 |
| Net income | 991,000 | 1,994,000 | 3,154,000 | 4,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,747,000 | 27,387,000 | 28,069,000 | 28,012,000 |