Call reports 2019
TRUSTBANK — 2019
What TRUSTBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 314,267,000 | 233,870,000 | 234,083,000 | 236,305,000 |
| Total loans | 181,750,000 | 188,545,000 | 189,374,000 | 198,077,000 |
| Allowance for loan losses | 2,494,000 | 2,474,000 | 2,543,000 | 2,660,000 |
| Securities available for sale | 26,057,000 | 26,132,000 | 24,296,000 | 21,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,391,000 | 202,608,000 | 201,845,000 | 201,443,000 |
| Interest-bearing deposits | 247,025,000 | 162,913,000 | 161,622,000 | 158,616,000 |
| Noninterest-bearing deposits | 37,366,000 | 39,695,000 | 40,223,000 | 42,827,000 |
| Equity capital | 26,422,000 | 27,409,000 | 28,268,000 | 28,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,605,000 | 5,407,000 | 8,148,000 | 10,910,000 |
| Interest expense | 313,000 | 654,000 | 990,000 | 1,313,000 |
| Net interest income | 2,292,000 | 4,753,000 | 7,158,000 | 9,597,000 |
| Noninterest income | 1,009,000 | 2,027,000 | 3,211,000 | 4,561,000 |
| Noninterest expense | 2,216,000 | 4,591,000 | 7,038,000 | 9,725,000 |
| Provision for loan losses | 72,000 | 144,000 | 215,000 | 362,000 |
| Pretax income | 1,050,000 | 2,080,000 | 3,157,000 | 4,112,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 18,000 |
| Net income | 1,045,000 | 2,071,000 | 3,143,000 | 4,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,154,000 | 24,916,000 | 25,754,000 | 25,831,000 |
| Total capital | 26,446,000 | 27,282,000 | 28,180,000 | 28,357,000 |
| Risk-weighted assets | 183,155,000 | 189,212,000 | 193,958,000 | 201,963,000 |