Call reports 2018
TRUSTBANK — 2018
What TRUSTBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 223,439,000 | 229,057,000 | 231,462,000 | 234,233,000 |
| Total loans | 171,441,000 | 172,989,000 | 181,156,000 | 186,985,000 |
| Allowance for loan losses | 2,119,000 | 2,144,000 | 2,198,000 | 2,376,000 |
| Securities available for sale | 23,650,000 | 25,990,000 | 25,061,000 | 24,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,409,000 | 199,921,000 | 201,170,000 | 204,632,000 |
| Interest-bearing deposits | 159,093,000 | 166,889,000 | 162,979,000 | 168,354,000 |
| Noninterest-bearing deposits | 36,316,000 | 33,032,000 | 38,191,000 | 36,278,000 |
| Equity capital | 24,054,000 | 24,705,000 | 25,532,000 | 25,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,233,000 | 4,578,000 | 7,074,000 | 9,669,000 |
| Interest expense | 217,000 | 451,000 | 710,000 | 1,008,000 |
| Net interest income | 2,016,000 | 4,127,000 | 6,364,000 | 8,661,000 |
| Noninterest income | 896,000 | 1,935,000 | 3,083,000 | 4,266,000 |
| Noninterest expense | 2,085,000 | 4,180,000 | 6,378,000 | 8,808,000 |
| Provision for loan losses | 103,000 | 176,000 | 248,000 | 470,000 |
| Pretax income | 724,000 | 1,706,000 | 2,821,000 | 3,649,000 |
| Income tax | 5,000 | 9,000 | 13,000 | 18,000 |
| Net income | 719,000 | 1,697,000 | 2,808,000 | 3,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,932,000 | 22,695,000 | 23,685,000 | 23,285,000 |
| Total capital | 24,066,000 | 24,855,000 | 25,897,000 | 25,616,000 |
| Risk-weighted assets | 171,087,000 | 174,290,000 | 181,165,000 | 185,707,000 |