Call reports 2017
TRUSTBANK — 2017
What TRUSTBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 191,648,000 | 194,936,000 | 208,751,000 | 223,671,000 |
| Total loans | 157,742,000 | 157,337,000 | 162,540,000 | 170,321,000 |
| Allowance for loan losses | 1,924,000 | 1,934,000 | 1,994,000 | 2,018,000 |
| Securities available for sale | 22,388,000 | 23,923,000 | 23,745,000 | 22,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,181,000 | 167,928,000 | 180,986,000 | 195,710,000 |
| Interest-bearing deposits | 122,495,000 | 133,169,000 | 149,104,000 | 162,001,000 |
| Noninterest-bearing deposits | 42,687,000 | 34,759,000 | 31,881,000 | 33,709,000 |
| Equity capital | 23,013,000 | 23,677,000 | 24,253,000 | 23,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,923,000 | 3,901,000 | 5,975,000 | 8,152,000 |
| Interest expense | 133,000 | 275,000 | 464,000 | 688,000 |
| Net interest income | 1,790,000 | 3,626,000 | 5,511,000 | 7,464,000 |
| Noninterest income | 697,000 | 1,470,000 | 2,295,000 | 3,225,000 |
| Noninterest expense | 1,829,000 | 3,664,000 | 5,451,000 | 7,385,000 |
| Provision for loan losses | 53,000 | 106,000 | 163,000 | 291,000 |
| Pretax income | 605,000 | 1,326,000 | 2,220,000 | 3,041,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 18,000 |
| Net income | 600,000 | 1,317,000 | 2,206,000 | 3,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,042,000 | 21,619,000 | 22,262,000 | 21,305,000 |
| Total capital | 22,976,000 | 23,565,000 | 24,268,000 | 23,337,000 |
| Risk-weighted assets | 155,018,000 | 155,755,000 | 162,722,000 | 170,070,000 |