Call reports 2016
TRUSTBANK — 2016
What TRUSTBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 172,675,000 | 176,004,000 | 184,702,000 | 192,819,000 |
| Total loans | 134,243,000 | 137,416,000 | 147,036,000 | 156,010,000 |
| Allowance for loan losses | 1,710,000 | 1,728,000 | 1,760,000 | 1,867,000 |
| Securities available for sale | 24,083,000 | 24,400,000 | 23,487,000 | 23,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,423,000 | 149,500,000 | 154,560,000 | 157,624,000 |
| Interest-bearing deposits | 112,524,000 | 112,576,000 | 114,786,000 | 119,232,000 |
| Noninterest-bearing deposits | 33,899,000 | 36,924,000 | 39,774,000 | 38,392,000 |
| Equity capital | 22,444,000 | 22,836,000 | 23,264,000 | 22,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,695,000 | 3,427,000 | 5,250,000 | 7,155,000 |
| Interest expense | 106,000 | 210,000 | 318,000 | 444,000 |
| Net interest income | 1,589,000 | 3,217,000 | 4,932,000 | 6,711,000 |
| Noninterest income | 677,000 | 1,418,000 | 2,229,000 | 3,116,000 |
| Noninterest expense | 1,767,000 | 3,497,000 | 5,289,000 | 7,133,000 |
| Provision for loan losses | 14,000 | 39,000 | 82,000 | 191,000 |
| Pretax income | 532,000 | 1,146,000 | 1,837,000 | 2,550,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | 526,000 | 1,134,000 | 1,819,000 | 2,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,185,000 | 20,412,000 | 20,891,000 | 20,816,000 |
| Total capital | 21,814,000 | 22,144,000 | 22,659,000 | 22,694,000 |
| Risk-weighted assets | 129,761,000 | 138,128,000 | 144,896,000 | 152,538,000 |