Call reports 2015
TRUSTBANK — 2015
What TRUSTBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 177,844,000 | 175,949,000 | 168,077,000 | 171,714,000 |
| Total loans | 122,767,000 | 124,187,000 | 125,330,000 | 132,484,000 |
| Allowance for loan losses | 1,653,000 | 1,651,000 | 1,651,000 | 1,707,000 |
| Securities available for sale | 35,219,000 | 31,313,000 | 26,873,000 | 25,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,335,000 | 152,670,000 | 144,226,000 | 145,945,000 |
| Interest-bearing deposits | 121,906,000 | 120,503,000 | 114,035,000 | 114,453,000 |
| Noninterest-bearing deposits | 32,429,000 | 32,167,000 | 30,191,000 | 31,491,000 |
| Equity capital | 22,121,000 | 21,789,000 | 22,351,000 | 22,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,659,000 | 3,352,000 | 4,981,000 | 6,698,000 |
| Interest expense | 136,000 | 264,000 | 380,000 | 490,000 |
| Net interest income | 1,523,000 | 3,088,000 | 4,601,000 | 6,208,000 |
| Noninterest income | 638,000 | 1,347,000 | 2,254,000 | 3,066,000 |
| Noninterest expense | 1,691,000 | 3,452,000 | 5,228,000 | 7,030,000 |
| Provision for loan losses | 2,000 | 2,000 | 3,000 | 58,000 |
| Pretax income | 468,000 | 1,055,000 | 1,705,000 | 2,267,000 |
| Income tax | 6,000 | 13,000 | 19,000 | 25,000 |
| Net income | 462,000 | 1,042,000 | 1,686,000 | 2,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,509,000 | 19,521,000 | 20,000,000 | 19,866,000 |
| Total capital | 21,058,000 | 21,059,000 | 21,548,000 | 21,494,000 |
| Risk-weighted assets | 123,602,000 | 122,592,000 | 123,496,000 | 129,809,000 |