Call reports 2014
TRUSTBANK — 2014
What TRUSTBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 178,195,000 | 178,431,000 | 177,354,000 | 179,136,000 |
| Total loans | 112,978,000 | 117,204,000 | 120,288,000 | 127,583,000 |
| Allowance for loan losses | 1,637,000 | 1,649,000 | 1,619,000 | 1,649,000 |
| Securities available for sale | 44,587,000 | 42,675,000 | 41,944,000 | 36,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,953,000 | 156,446,000 | 154,787,000 | 150,568,000 |
| Interest-bearing deposits | 126,360,000 | 127,417,000 | 126,113,000 | 121,138,000 |
| Noninterest-bearing deposits | 30,593,000 | 29,029,000 | 28,674,000 | 29,431,000 |
| Equity capital | 20,131,000 | 20,689,000 | 21,195,000 | 21,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,577,000 | 3,244,000 | 4,931,000 | 6,680,000 |
| Interest expense | 165,000 | 328,000 | 486,000 | 637,000 |
| Net interest income | 1,412,000 | 2,916,000 | 4,445,000 | 6,043,000 |
| Noninterest income | 481,000 | 1,055,000 | 1,869,000 | 2,608,000 |
| Noninterest expense | 1,566,000 | 3,175,000 | 4,901,000 | 6,652,000 |
| Provision for loan losses | 0 | 10,000 | 13,000 | 38,000 |
| Pretax income | 327,000 | 884,000 | 1,502,000 | 2,090,000 |
| Income tax | 6,000 | 12,000 | 19,000 | 25,000 |
| Net income | 321,000 | 872,000 | 1,483,000 | 2,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,709,000 | 18,161,000 | 18,772,000 | 19,134,000 |
| Total capital | 19,160,000 | 19,662,000 | 20,344,000 | 20,773,000 |
| Risk-weighted assets | 115,556,000 | 119,711,000 | 125,443,000 | 130,954,000 |