Call reports 2013
TRUSTBANK — 2013
What TRUSTBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 175,790,000 | 188,590,000 | 189,606,000 | 186,935,000 |
| Total loans | 97,354,000 | 101,444,000 | 111,285,000 | 113,921,000 |
| Allowance for loan losses | 1,623,000 | 1,632,000 | 1,638,000 | 1,630,000 |
| Securities available for sale | 52,721,000 | 56,749,000 | 52,904,000 | 48,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,139,000 | 167,936,000 | 168,684,000 | 166,041,000 |
| Interest-bearing deposits | 125,747,000 | 141,732,000 | 142,576,000 | 140,304,000 |
| Noninterest-bearing deposits | 27,392,000 | 26,204,000 | 26,108,000 | 25,737,000 |
| Equity capital | 20,616,000 | 19,509,000 | 19,702,000 | 19,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,554,000 | 3,098,000 | 4,745,000 | 6,407,000 |
| Interest expense | 229,000 | 467,000 | 706,000 | 931,000 |
| Net interest income | 1,325,000 | 2,631,000 | 4,039,000 | 5,476,000 |
| Noninterest income | 473,000 | 905,000 | 1,462,000 | 1,915,000 |
| Noninterest expense | 1,443,000 | 2,939,000 | 4,550,000 | 6,137,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 355,000 | 597,000 | 941,000 | 1,244,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 21,000 |
| Net income | 350,000 | 586,000 | 925,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,327,000 | 17,238,000 | 17,415,000 | 17,389,000 |
| Total capital | 18,654,000 | 18,616,000 | 18,875,000 | 18,866,000 |
| Risk-weighted assets | 105,605,000 | 109,797,000 | 116,326,000 | 117,652,000 |