Call reports 2010
TRUSTBANK — 2010
What TRUSTBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 157,906,000 | 160,726,000 | 166,514,000 | 167,274,000 |
| Total loans | 101,395,000 | 102,562,000 | 103,053,000 | 105,599,000 |
| Allowance for loan losses | 1,848,000 | 1,970,000 | 2,035,000 | 2,072,000 |
| Securities available for sale | 40,774,000 | 44,848,000 | 45,552,000 | 49,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,867,000 | 134,475,000 | 139,140,000 | 140,845,000 |
| Interest-bearing deposits | 112,475,000 | 110,186,000 | 117,674,000 | 118,655,000 |
| Noninterest-bearing deposits | 20,392,000 | 24,289,000 | 21,466,000 | 22,190,000 |
| Equity capital | 18,017,000 | 18,812,000 | 19,100,000 | 18,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,827,000 | 3,613,000 | 5,421,000 | 7,237,000 |
| Interest expense | 545,000 | 1,049,000 | 1,560,000 | 2,074,000 |
| Net interest income | 1,282,000 | 2,564,000 | 3,861,000 | 5,163,000 |
| Noninterest income | 408,000 | 870,000 | 1,419,000 | 1,977,000 |
| Noninterest expense | 1,110,000 | 2,224,000 | 3,469,000 | 4,811,000 |
| Provision for loan losses | 106,000 | 209,000 | 276,000 | 309,000 |
| Pretax income | 879,000 | 1,406,000 | 1,940,000 | 2,425,000 |
| Income tax | 10,000 | 10,000 | 19,000 | 22,000 |
| Net income | 869,000 | 1,396,000 | 1,921,000 | 2,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,430,000 | 15,857,000 | 16,122,000 | 16,104,000 |
| Total capital | 16,768,000 | 17,217,000 | 17,484,000 | 17,508,000 |
| Risk-weighted assets | 106,516,000 | 108,257,000 | 108,306,000 | 111,724,000 |