Call reports 2009
TRUSTBANK — 2009
What TRUSTBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 149,039,000 | 162,936,000 | 161,943,000 | 160,484,000 |
| Total loans | 105,965,000 | 105,522,000 | 108,216,000 | 104,328,000 |
| Allowance for loan losses | 2,541,000 | 2,647,000 | 2,574,000 | 2,592,000 |
| Securities available for sale | 34,105,000 | 36,903,000 | 42,057,000 | 42,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,455,000 | 135,120,000 | 135,236,000 | 135,058,000 |
| Interest-bearing deposits | 106,060,000 | 113,903,000 | 113,454,000 | 112,720,000 |
| Noninterest-bearing deposits | 18,395,000 | 21,217,000 | 21,782,000 | 22,338,000 |
| Equity capital | 17,930,000 | 17,876,000 | 18,527,000 | 17,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,000,000 | 3,905,000 | 5,775,000 | 7,672,000 |
| Interest expense | 687,000 | 1,371,000 | 1,988,000 | 2,578,000 |
| Net interest income | 1,313,000 | 2,534,000 | 3,787,000 | 5,094,000 |
| Noninterest income | 373,000 | 725,000 | 1,298,000 | 1,771,000 |
| Noninterest expense | 1,213,000 | 2,465,000 | 3,585,000 | 5,319,000 |
| Provision for loan losses | 346,000 | 546,000 | 1,124,000 | 4,657,000 |
| Pretax income | 127,000 | 496,000 | 624,000 | -2,863,000 |
| Income tax | 9,000 | 12,000 | 12,000 | 0 |
| Net income | 118,000 | 484,000 | 612,000 | -2,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,242,000 | 15,509,000 | 15,637,000 | 14,661,000 |
| Total capital | 16,623,000 | 16,834,000 | 17,062,000 | 16,038,000 |
| Risk-weighted assets | 109,341,000 | 109,393,000 | 112,854,000 | 109,009,000 |