Call reports 2008
TRUSTBANK — 2008
What TRUSTBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 141,770,000 | 149,361,000 | 156,726,000 | 155,365,000 |
| Total loans | 86,803,000 | 98,870,000 | 104,504,000 | 106,008,000 |
| Allowance for loan losses | 1,237,000 | 1,333,000 | 1,406,000 | 2,200,000 |
| Securities available for sale | 40,019,000 | 38,017,000 | 36,450,000 | 37,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,309,000 | 124,268,000 | 130,355,000 | 130,512,000 |
| Interest-bearing deposits | 102,576,000 | 107,184,000 | 112,639,000 | 107,290,000 |
| Noninterest-bearing deposits | 16,733,000 | 17,084,000 | 17,716,000 | 23,222,000 |
| Equity capital | 18,030,000 | 17,060,000 | 17,469,000 | 17,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,226,000 | 4,386,000 | 6,585,000 | 8,666,000 |
| Interest expense | 837,000 | 1,611,000 | 2,407,000 | 3,176,000 |
| Net interest income | 1,389,000 | 2,775,000 | 4,178,000 | 5,490,000 |
| Noninterest income | 361,000 | 797,000 | 1,432,000 | 1,963,000 |
| Noninterest expense | 1,207,000 | 2,474,000 | 3,809,000 | 4,832,000 |
| Provision for loan losses | 100,000 | 196,000 | 298,000 | 1,121,000 |
| Pretax income | 443,000 | 902,000 | 1,503,000 | 1,162,000 |
| Income tax | 14,000 | 30,000 | 44,000 | 55,000 |
| Net income | 429,000 | 872,000 | 1,459,000 | 1,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,578,000 | 15,415,000 | 15,701,000 | 15,350,000 |
| Total capital | 16,741,000 | 16,719,000 | 17,107,000 | 16,745,000 |
| Risk-weighted assets | 92,944,000 | 104,261,000 | 112,550,000 | 110,781,000 |