Call reports 2007
TRUSTBANK — 2007
What TRUSTBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 134,896,000 | 140,183,000 | 146,784,000 | 152,257,000 |
| Total loans | 80,112,000 | 81,760,000 | 83,160,000 | 89,271,000 |
| Allowance for loan losses | 1,167,000 | 1,163,000 | 1,157,000 | 1,158,000 |
| Securities available for sale | 32,881,000 | 33,261,000 | 45,993,000 | 48,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,321,000 | 118,447,000 | 123,187,000 | 129,197,000 |
| Interest-bearing deposits | 96,903,000 | 100,153,000 | 104,764,000 | 104,753,000 |
| Noninterest-bearing deposits | 17,418,000 | 18,294,000 | 18,423,000 | 24,444,000 |
| Equity capital | 16,239,000 | 16,550,000 | 17,302,000 | 17,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,049,000 | 4,138,000 | 6,371,000 | 8,726,000 |
| Interest expense | 823,000 | 1,645,000 | 2,600,000 | 3,582,000 |
| Net interest income | 1,226,000 | 2,493,000 | 3,771,000 | 5,144,000 |
| Noninterest income | 341,000 | 723,000 | 1,274,000 | 1,686,000 |
| Noninterest expense | 1,200,000 | 2,404,000 | 3,639,000 | 4,836,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 367,000 | 812,000 | 1,406,000 | 1,994,000 |
| Income tax | 76,000 | 153,000 | 229,000 | 327,000 |
| Net income | 291,000 | 659,000 | 1,177,000 | 1,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,673,000 | 15,042,000 | 15,560,000 | 15,600,000 |
| Total capital | 15,759,000 | 16,149,000 | 16,707,000 | 16,758,000 |
| Risk-weighted assets | 86,796,000 | 88,514,000 | 91,721,000 | 97,611,000 |