Call reports 2006
TRUSTBANK — 2006
What TRUSTBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 133,604,000 | 132,833,000 | 142,256,000 | 142,595,000 |
| Total loans | 83,922,000 | 84,870,000 | 85,210,000 | 82,629,000 |
| Allowance for loan losses | 1,110,000 | 1,131,000 | 1,155,000 | 1,151,000 |
| Securities available for sale | 38,792,000 | 37,630,000 | 36,846,000 | 35,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,652,000 | 109,953,000 | 120,665,000 | 119,992,000 |
| Interest-bearing deposits | 93,861,000 | 92,839,000 | 104,308,000 | 96,436,000 |
| Noninterest-bearing deposits | 16,791,000 | 17,114,000 | 16,357,000 | 23,556,000 |
| Equity capital | 15,642,000 | 15,872,000 | 16,388,000 | 15,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,921,000 | 3,968,000 | 6,034,000 | 8,245,000 |
| Interest expense | 667,000 | 1,410,000 | 2,247,000 | 3,196,000 |
| Net interest income | 1,254,000 | 2,558,000 | 3,787,000 | 5,049,000 |
| Noninterest income | 322,000 | 684,000 | 1,107,000 | 1,468,000 |
| Noninterest expense | 1,045,000 | 2,125,000 | 3,375,000 | 4,554,000 |
| Provision for loan losses | 45,000 | 91,000 | 135,000 | 147,000 |
| Pretax income | 486,000 | 1,026,000 | 1,384,000 | 1,816,000 |
| Income tax | 147,000 | 316,000 | 417,000 | 532,000 |
| Net income | 339,000 | 710,000 | 967,000 | 1,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,304,000 | 14,657,000 | 14,915,000 | 14,382,000 |
| Total capital | 16,414,000 | 15,787,000 | 16,067,000 | 15,516,000 |
| Risk-weighted assets | 89,919,000 | 90,379,000 | 92,182,000 | 90,714,000 |