Call reports 2005
TRUSTBANK — 2005
What TRUSTBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 125,631,000 | 124,597,000 | 128,603,000 | 131,047,000 |
| Total loans | 78,852,000 | 80,411,000 | 79,853,000 | 82,010,000 |
| Allowance for loan losses | 1,056,000 | 1,161,000 | 1,096,000 | 1,092,000 |
| Securities available for sale | 36,145,000 | 36,569,000 | 37,155,000 | 39,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,786,000 | 104,226,000 | 108,325,000 | 109,847,000 |
| Interest-bearing deposits | 89,125,000 | 87,666,000 | 92,519,000 | 91,196,000 |
| Noninterest-bearing deposits | 16,661,000 | 16,560,000 | 15,806,000 | 18,651,000 |
| Equity capital | 14,361,000 | 14,887,000 | 15,098,000 | 15,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,682,000 | 3,438,000 | 5,203,000 | 7,064,000 |
| Interest expense | 469,000 | 957,000 | 1,503,000 | 2,111,000 |
| Net interest income | 1,213,000 | 2,481,000 | 3,700,000 | 4,953,000 |
| Noninterest income | 340,000 | 697,000 | 1,131,000 | 1,511,000 |
| Noninterest expense | 1,028,000 | 2,031,000 | 3,144,000 | 4,173,000 |
| Provision for loan losses | 64,000 | 138,000 | 149,000 | 150,000 |
| Pretax income | 461,000 | 1,009,000 | 1,538,000 | 2,141,000 |
| Income tax | 147,000 | 321,000 | 489,000 | 672,000 |
| Net income | 314,000 | 688,000 | 1,049,000 | 1,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,811,000 | 14,184,000 | 14,546,000 | 14,966,000 |
| Total capital | 14,864,000 | 15,248,000 | 15,620,000 | 16,058,000 |
| Risk-weighted assets | 84,263,000 | 85,058,000 | 85,874,000 | 87,716,000 |