Call reports 2004
TRUSTBANK — 2004
What TRUSTBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 123,219,000 | 122,159,000 | 123,506,000 | 126,046,000 |
| Total loans | 80,030,000 | 81,474,000 | 83,060,000 | 82,147,000 |
| Allowance for loan losses | 1,086,000 | 1,140,000 | 1,051,000 | 999,000 |
| Securities available for sale | 31,623,000 | 32,866,000 | 32,841,000 | 34,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,283,000 | 102,101,000 | 102,345,000 | 106,151,000 |
| Interest-bearing deposits | 87,690,000 | 86,326,000 | 86,656,000 | 89,032,000 |
| Noninterest-bearing deposits | 15,593,000 | 15,775,000 | 15,689,000 | 17,119,000 |
| Equity capital | 13,675,000 | 13,489,000 | 14,006,000 | 14,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,574,000 | 3,203,000 | 4,819,000 | 6,509,000 |
| Interest expense | 447,000 | 891,000 | 1,340,000 | 1,819,000 |
| Net interest income | 1,127,000 | 2,312,000 | 3,479,000 | 4,690,000 |
| Noninterest income | 339,000 | 666,000 | 1,042,000 | 1,352,000 |
| Noninterest expense | 1,054,000 | 2,105,000 | 3,189,000 | 4,093,000 |
| Provision for loan losses | 75,000 | 134,000 | 159,000 | 177,000 |
| Pretax income | 337,000 | 739,000 | 1,205,000 | 1,804,000 |
| Income tax | 93,000 | 211,000 | 353,000 | 527,000 |
| Net income | 244,000 | 528,000 | 852,000 | 1,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,463,000 | 12,747,000 | 13,071,000 | 13,496,000 |
| Total capital | 13,511,000 | 13,812,000 | 14,122,000 | 14,495,000 |
| Risk-weighted assets | 83,822,000 | 85,109,000 | 85,918,000 | 84,344,000 |