Call reports 2003
TRUSTBANK — 2003
What TRUSTBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 128,886,000 | 124,706,000 | 119,353,000 | 122,004,000 |
| Total loans | 81,276,000 | 82,798,000 | 82,458,000 | 82,350,000 |
| Allowance for loan losses | 1,109,000 | 1,108,000 | 1,106,000 | 1,064,000 |
| Securities available for sale | 39,691,000 | 31,110,000 | 28,611,000 | 27,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,159,000 | 104,733,000 | 98,831,000 | 102,089,000 |
| Interest-bearing deposits | 94,373,000 | 90,012,000 | 85,708,000 | 86,457,000 |
| Noninterest-bearing deposits | 13,786,000 | 14,721,000 | 13,123,000 | 15,632,000 |
| Equity capital | 12,469,000 | 12,771,000 | 12,911,000 | 13,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,756,000 | 3,413,000 | 5,059,000 | 6,801,000 |
| Interest expense | 661,000 | 1,256,000 | 1,776,000 | 2,256,000 |
| Net interest income | 1,095,000 | 2,157,000 | 3,283,000 | 4,545,000 |
| Noninterest income | 367,000 | 745,000 | 1,182,000 | 1,582,000 |
| Noninterest expense | 1,015,000 | 2,042,000 | 3,039,000 | 4,095,000 |
| Provision for loan losses | 230,000 | 420,000 | 540,000 | 540,000 |
| Pretax income | 217,000 | 531,000 | 977,000 | 1,583,000 |
| Income tax | 41,000 | 125,000 | 259,000 | 424,000 |
| Net income | 176,000 | 406,000 | 718,000 | 1,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,237,000 | 11,467,000 | 11,779,000 | 12,219,000 |
| Total capital | 12,314,000 | 12,528,000 | 12,838,000 | 13,283,000 |
| Risk-weighted assets | 86,146,000 | 84,863,000 | 84,697,000 | 85,616,000 |