Call reports 2002
TRUSTBANK — 2002
What TRUSTBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 129,649,000 | 126,623,000 | 127,839,000 | 135,981,000 |
| Total loans | 84,334,000 | 82,831,000 | 84,497,000 | 83,039,000 |
| Allowance for loan losses | 959,000 | 1,030,000 | 1,012,000 | 1,002,000 |
| Securities available for sale | 31,449,000 | 30,027,000 | 31,191,000 | 33,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,263,000 | 105,988,000 | 107,545,000 | 115,847,000 |
| Interest-bearing deposits | 96,865,000 | 94,447,000 | 94,712,000 | 99,213,000 |
| Noninterest-bearing deposits | 12,398,000 | 11,541,000 | 12,833,000 | 16,634,000 |
| Equity capital | 12,166,000 | 12,278,000 | 12,202,000 | 12,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,958,000 | 3,906,000 | 5,817,000 | 7,648,000 |
| Interest expense | 870,000 | 1,681,000 | 2,465,000 | 3,213,000 |
| Net interest income | 1,088,000 | 2,225,000 | 3,352,000 | 4,435,000 |
| Noninterest income | 280,000 | 596,000 | 913,000 | 1,283,000 |
| Noninterest expense | 995,000 | 1,988,000 | 2,967,000 | 3,966,000 |
| Provision for loan losses | 496,000 | 526,000 | 609,000 | 869,000 |
| Pretax income | -123,000 | 410,000 | 889,000 | 1,084,000 |
| Income tax | -97,000 | 69,000 | 208,000 | 257,000 |
| Net income | -26,000 | 341,000 | 681,000 | 827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,208,000 | 11,075,000 | 10,915,000 | 11,061,000 |
| Total capital | 12,167,000 | 12,105,000 | 11,927,000 | 12,063,000 |
| Risk-weighted assets | 88,990,000 | 87,504,000 | 89,009,000 | 89,274,000 |